ATMs
Beaubear Credit Union offers 24-hour Access to your money through ATMs at both our branch locations as well as an ATM located at Miramichi Regional Hospital. For specific locations go to find branch/ATM
In addition, Beaubear Credit Union members have access to other networks offering convenient access for all your banking needs when you are traveling or away from home. The backside of your card displays the ATM network logos that indicate where your card is accepted.
Your credit union debit card is accepted at ATMs identified as Cirrus®, Maestro®, ACCULINK®, Interac®, THE EXCHANGE® and ACCEL®.
The Credit Union Collabria Mastercard® (personal) Credit Cards are accepted at all machines identified as accepting Cirrus®. The Credit Union Collabria Visa Card (business) Credit Cards are accepted at all machines identified as accepting PLUS®.
• Deposit money to chequing, savings and loan accounts
• Withdraw money from chequing and savings accounts
• Make bill payments
• Transfer money between accounts
Members traveling across Canada can easily find surcharge free ATMs on THE EXCHANGE® and the ACCULINK® Networks. If you are traveling around Atlantic Canada, Ontario or British Columbia refer to THE EXCHANGE® information below and if you are travelling in Alberta, Saskatchewan and Manitoba additional ATMs can be located by referring to the ACCULINK® Network information.
THE EXCHANGE® Network
THE EXCHANGE® is a network made up primarily of credit unions and some banks that have come together and agreed to provide surcharge-free withdrawals, deposits and PIN changes to each other’s cardholders —at thousands of ATMs across Canada.
Travelling outside of Canada: THE EXCHANGE (US), ACCEL® and the Cirrus® Networks
When travelling outside of Canada, you can access your money by looking for the ACCEL POS network, The EXCHANGE in the US or the Cirrus US and International Network logos. While you may incur additional usage fees in some cases, these convenient services are in place to provide you with instant access to your money.
ACCULINK® Network
Canadian credit unions belong to the Cooperative EFT Development Association (CEDA) and participate in the ACCULINK® ATM network. ACCULINK® is the brand name for the credit union system’s proprietary, surcharge free ATM service which connects and supports over 1,900 credit union ATMs, over 250 credit unions and over 5,000,000 members.
This network provides members with many services without having to worry about paying any additional fees (standard account charges still apply) including:
- Withdrawals within the daily maximum amount as specified by the member’s credit union at all full function and cash dispensing ATMs.
- Deposits including cash, cheques and other negotiable items to accounts at all full function ATMs.
- Changes to the personal identification number (PIN) at all chip enabled ATMs.
- Transfer of funds between accounts at all full function and cash dispensing ATMs.
- Balance inquiries of the available balance on accounts at all full function and cash dispensing ATMs.
To Locate THE EXCHANGE® and ACCULINK® ATMs in Canada look for THE EXCHANGE® logo and/or ACCULINK® logo on the ATMs Click here
ATM Network Comparison
ATM Network | |||||||
Deposits | Y | Y | |||||
Withdrawals | Y | Y | Y | Y | Y | Y | y |
Transfers | Y | Y | |||||
Balance Inquiry | Y | Y | Y* | Y* | |||
Change PIN | Y | Y | y(at ExchangeATM) | y(at Exchange ATM) | |||
Fast Cash | Y | Y | |||||
Network Coverage | Canada | Canada | Canada | USA | USA | International | International |
*Some transaction receipts may have account balances.
®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa Int., used under license. ® ACCULINK is a registered trade-mark owned by owned by Canadian Credit Union Association, used under license. ® THE EXCHANGE is a registered trade-mark of Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership. ding free® & Design are registered trade-marks of Central 1 Credit Union, used under license. ®Trade-mark of Interac Inc. Used under license. ®The Cirrus Brand Mark is a registered trademark of MasterCard International Incorporated, used under license.
®PLUS is a registered trademark of Visa International Service Association and is used under license.