Loans

There are plenty of reasons to borrow. Whether it’s planned or unexpected, we can help with whatever your reason happens to be.

Find the loan to fit your next big goal

Personal Loan

is called personal for a reason.

Ideal to cover unexpected expenses, consolidate your debt or treat yourself.

Key features

Competitive rates
Credit, life, disability, and critical illness insurance options available.
Repay your loan faster with flexible payments.
No penalty for extra payments or early repayment.

Open an account Contact Us

Eco Home Loan

Greener loans for your wallet & the world.

Make energy efficient upgrades to your home

Key features

Prime + 1.00%
Credit, life, disability, and critical illness insurance options available.
Repay your loan faster with flexible payments.
No penalty for extra payments or early repayment.

Open an account Contact Us

Vehicle Loan

Begin the search for your dream car, boat, truck, or RV.

Our vehicle loans are accompanied by features that give you flexibility, and put you in control of your money.

Key features

Competitive rates
Credit, life, disability, and critical illness insurance options available.
Repay your loan faster with flexible payments.
No penalty for extra payments or early repayment.

Open an account Contact Us

Total Access Home Equity Loan™

Putting the equity in your home to work for you.

Makes debt management easy by consolidating your borrowing needs into one simple payment.

Key features

Save on interest by consolidating your existing debt under one loan
Access up to 80% of your home’s current value
Set your own repayment options, amounts, and schedules
Access funds using online banking, debit card, ATMs, etc.

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RRSP Loan

Catch up on RRSP contributions or help save on your taxes.

Speed up your retirement savings by adding to your RRSP with a loan.

Key features

Competitive rates
Terms from 12 months to 10 years
Flexible payments & no penalty for extra payments.
Take advantage of unused carry-forward RRSP amount
Invest in mutual funds**

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**Mutual funds are offered through Credential Asset Management Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured or guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Their values change frequently and past performance may not be repeated.